The same rate, however they pay
3.0% + 35¢1
per transaction, with debit cards, credit cards, Apple Pay, and Google Pay included
The rest of the fee list
This is the whole list. Anything not on this page is free.
Sending money to people is free
Quikcent works between friends too, not just at the counter.
What costs nothing
The everyday things stay free.
- Creating an account
- The app
- Setup
- Refunds
- Digital receipts
- Sales history
- Standard payouts
- Customer support
Free today, Business when you grow
The payments engine is free for good. Business adds tools on top, at the same payment rates.
Free
$0 always free
- All payment types
- Send and receive money
- Receipts and refunds
- Sales history
- Bank payouts
Business
Coming soonUpgrade when you need more
- Everything in Free
- Advanced analytics
- Pre-typed menus
- Multiple devices
- Same rates as Free
Questions about fees
When am I charged?
Only when you take a payment. There is no monthly fee and no minimum. The app shows every fee before you confirm a transaction.
Do I need to buy a card reader?
No. The phone you already have is the terminal. Tap to Pay, QR codes, payment links, and invoices all work straight from the app.
Do rates change depending on how my customer pays?
No. Tap to Pay, QR codes, payment links, and invoices all cost 3.0% + 35¢, whether your customer uses a debit card, a credit card, Apple Pay, or Google Pay. Typing a card number in by hand costs 3.9% + 35¢, and cards issued outside the US add 2%.
When do I get my money?
Standard payouts to your bank are free and usually land within 1 to 2 business days. Instant payouts move eligible funds in minutes for 1.75%. New accounts may see longer times on their first transactions, from 2 to 14 business days, while banking and identity verification is completed.
What about refunds?
Issuing a refund is free. The money goes back to the same card or account the customer paid with.
What happens if a customer disputes a charge?
A $20 dispute fee applies while the bank investigates. Quikcent sends clear digital receipts with every sale, which helps keep disputes rare.
Is sending money to friends really free?
Yes. Payments between Quikcent users are free when funded by your balance or bank. Instant transfers and credit card sends are the only exceptions, and the app tells you before you confirm.
1. Rates shown are planned launch rates and may change before launch. The app confirms the final rate before your first transaction.
All rates are per transaction and include processing and standard payouts. The app shows every applicable fee before you confirm a transaction. For full terms, see our Terms of Service.
Last updated on June 11, 2026