The same rate, however they pay
3.25% + 50¢1
per transaction, with debit cards, credit cards, Apple Pay, and Google Pay included
The rest of the fee list
These are the fees you are most likely to run into. Your account terms list the full set.
Paying other businesses
Settle up with a supplier or a contractor from the same app you get paid in.
What costs nothing
The everyday things stay free.
- Creating an account
- The app
- Setup
- Digital receipts
- Sales history
- Standard payouts
- Customer support
Free today, Business when you grow
The payments engine is free for good. Business adds tools on top, at the same payment rates.
Free
$0 always free
- All payment types
- Send and receive money
- Receipts and refunds
- Sales history
- Bank payouts
Business
Coming soonUpgrade when you need more
- Everything in Free
- Advanced analytics
- Pre-typed menus
- Multiple devices
- Same rates as Free
Questions about fees
When am I charged?
Only when you take a payment. There is no monthly fee and no minimum. The app shows every fee before you confirm a transaction.
Do I need to buy a card reader?
No. The phone you already have is the terminal. Tap to Pay, QR codes, payment links, and invoices all work straight from the app.
Do rates change depending on how my customer pays?
No. Tap to Pay, QR codes, payment links, and invoices all cost 3.25% + 50¢, whether your customer uses a debit card, a credit card, Apple Pay, or Google Pay. Typing a card number in by hand costs 3.95% + 50¢, and cards issued outside the US add 2%.
When do I get my money?
Payouts to your bank are free and usually land within 1 to 2 business days. New accounts may see longer times on their first transactions, from 2 to 14 business days, while banking and identity verification is completed.
What about refunds?
Refunding a sale costs nothing extra. Your customer gets the full amount back on the same card or account they paid with, but the original transaction fee stays with the sale and is not returned.
What happens if a customer disputes a charge?
A $20 dispute fee applies while the bank investigates. Quikcent sends clear digital receipts with every sale, which helps keep disputes rare.
Can I pay another business through Quikcent?
Yes. Sending, requesting, and receiving money between Quikcent accounts is free when funded by your balance or bank, and so are standard payouts. The app shows any fee before you confirm.
1. Rates shown are planned launch rates and may change before launch. The app confirms the final rate before your first transaction.
All rates are per transaction and include processing and standard payouts. The app shows every applicable fee before you confirm a transaction. Some accounts and optional features carry additional fees, which are set out in our Terms of Service.
Last updated on June 11, 2026